About Us


Spectrum Direct: Life Insurance Professionals Since 1986

With you and your family's needs in mind, Spectrum Direct was founded in 1986 by Seymour "Sy" Alter and Christopher Snyder. Sy Alter and Chris Snyder are Chartered Life Underwriters (CLU), one of the highest professional designations in the life insurance industry.

The most important commitment of a CLU is to treat the customer's life insurance matters as if they were our own. We abide by that commitment at all times and we also select and train our professional, licensed agents as well as our customer service staff to live up to that very same standard of excellence.

What makes Spectrum Direct your best source for life insurance?


We understand.

Life insurance is our business all day every day. Over the years, we've provided approximately $4 Billion in benefits to over 250,000 Americans. These are people with children, spouses, mortgage and car payments as well as plans to provide their kids with a college education someday; the folks we've served are probably a lot like you.
Our agents are highly trained, courteous professionals who are equipped to help you through the decisions regarding things like: What insurance company should I buy from? How much coverage do I need? How much coverage might my spouse need? For how many years should my life insurance policy remain in effect?

Professionalism and Industry Leadership

Spectrum Direct is licensed in all 50 States and the District of Columbia. (Click here to see State Insurance Department license numbers).
Inc. Magazine has honored us in 2006, 2007 and 2008 by naming Spectrum Direct to their annual list of "America's Fastest Growing Companies".
We are charter members of the Life Insurance Direct Marketing Association, a national non-profit organization dedicated to excellence in providing life insurance to America's families.
We are proud members of the Better Business Bureau.
All information provided by you on our website is protected by secure site technology provided by VeriSign, the industry leader in website security.

State of the Art Technology

On your behalf, we monitor over 100 life insurance companies in order to make sure we are offering you the best life insurance options from carriers dedicated to: Financial Strength, Affordable Premiums and Excellent Customer Service.
Our unique process provides you with a simple and fast life insurance quote, online application information forms, efficient processing of the application process all the way through to getting the policy issued.

Thank you for taking the time to learn a little bit more about us. We look forward to serving you.

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