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Spectrum Direct Privacy Policy

Updated February 13, 2012

The privacy practices of this statement apply to our services available under the domain and subdomains of this website (www.spectrumdirect.com). By visiting this website you agree to be bound by the terms and conditions of this Privacy Policy. If you do not agree please do not use or access our Site. This Privacy Policy describes the information we collect from you as part of the normal operation of our services, and what may happen to that information. By accepting the Privacy Policy and any other agreement presented to you on the Site, you expressly consent to our use and disclosure of your personal information in accordance with this Privacy Policy.

Information Collection

In general, you can browse the Site without telling us who you are or revealing any personal information about yourself. Once you give us your personally identifiable information, you are not anonymous to us and we reserve the right to share your personally identifiable information as outlined in this privacy policy. If you choose to use our services, we may require you to provide contact and identity information and other personal information as indicated on the forms throughout the Site. Where possible, we indicate which fields are required and which fields are optional. You always have the option to not provide information by choosing not to use a particular service or feature.

We use data collection devices such as "cookies" on certain pages of the Site to help analyze our web page flow, measure promotional effectiveness, and promote trust and safety. "Cookies" are small files placed on your hard drive that assist us in providing our services. You are always free to decline our cookies if your browser permits.

Sharing Information

Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site.

We share your personally identifiable information with third party businesses for purposes of direct mail, email marketing, and telemarketing. To support your insurance needs, you may be called or contacted by other licensed insurance professionals who may not be affiliated with the companies or products represented by this website. To the extent that these entities have access to your information, they will treat it at least as protectively as they treat information they obtain from their other users.

Choice/Opt-out

Our users are given the opportunity to 'opt-out' of having their information used for purposes not directly related to our Site. Users who no longer wish to receive communications may opt-out of receiving these communications by entering their email address into our unsubscribe page. A link to our unsubscribe page is also included in the footer of every email communication.

Privacy Notice Changes

We reserve the right to change this privacy notice at any time. You agree to obtain annual notices of, and changes to, this privacy notice electronically by visiting this Site. Therefore, we encourage you to review this Site from time to time to review changes to our privacy notice.

Contact Information

If users have any questions regarding our privacy policy, please Contact Us.