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A Smarter Way to Buy Life Insurance
Types of Life
Insurance
Term Life Insurance
Whole Life Insurance
No Medical Exam
Life Insurance
Return of Premium
Insurance
Final Expenses
Insurance
Accidental Death
Insurance

Life Insurance Companies
American General
Assurity
Banner
Fidelity Life
Genworth
Voya
Lincoln Financial
MetLife
Protective
Prudential
Transamerica
William Penn

No Medical Exam Life Insurance

No medical exam and accelerated underwriting provides you with an innovative, faster, process that is simple and convenient without sacrificing competitive rates. See below.

Available Coverage

Ages 18 to 60 may qualify for up to $500,000
Term lengths: 10, 15, 20, 25, and 30 year

  • No Blood Test
  • No Urine Test
  • No Medical Exam

Sample Rates

$250,000 of 10 Year Term, Best Rate Class, Non-smoker

AgeMaleAgeFemale
40$16.2540$13.96
45$22.6545$16.93
50$27.6750$22.87

Our NON-MEDICAL life insurance program is a great option for those individuals that are looking for a competitively priced policy that offers convenience so you can secure life insurance on your own terms. Like all other life policies, non-medical coverage comes with a 30 day no questions asked 100% money back guarantee.

The licensed agents at Spectrum Direct are specially trained to help you with no medical exam life insurance. They can answer all your questions and get your coverage in-force quickly.

Ready to get started? Call Spectrum Direct toll-free at 1-800-438-7343.

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