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A Smarter Way to Buy Life Insurance

Sample Rates for 10-Year Term Life Insurance

Sample Rate Chart

The Real Truth about Online Quotes

Website quote engines have their place in providing information to consumers online. However, the majority of instant online quotes are grossly inaccurate. This is because they are based on insufficient information. To receive an accurate quote requires the sharing of meaningful personal and medical history details.

To obtain the most accurate life insurance quote it is to your advantage to speak with a licensed and professional life insurance agent and provide as much detail regarding your health history that you can. In that way, you can be assured of rates that truly reflect your unique health profile as well as guidance in evaluating your financial need.

The professional agents at Spectrum Direct utilize sophisticated underwriting technology allowing us to select the right company for the lowest premium for each individual presenting a unique health fingerprint. This proven and well documented path will give you a clear indication of what realistic rate you can expect rather than being disappointed and possibly even mislead by websites that claim to provide accurate online quotes.

Call us for an accurate, no-obligation life insurance quote 1-800-438-7343.

† Rates shown for sample ages at issue are based on best class available as of January 2012. Rates subject to
underwriting and are not guaranteed. Other rating classes, level periods and coverage amounts are available.

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