Call 1-800-438-7343
   Talk to a licensed agent:
A Smarter Way to Buy Life Insurance
Life Insurance Basics
Online Quotes: Fact or Fiction?
Life Insurance 101
Life Insurance for the Stages of Life
Frequently Asked Questions

Life Insurance Tools
Life Insurance Needs Calculator

Life Insurance Medical Exam Tips
Factors That Determine Insurance Rates
Top Life Insurance Myths

Additional Articles

The Benefits of Obtaining a Cheap Term Life Insurance Quote

Term life insurance has some distinct advantages. It would benefit you to get a cheap term life insurance quote just to see how much it would cost you, because more often than not, the potential insurance benefits far outweigh the premiums. With a cheap term life insurance quote, you'll easily see that initial premiums for term life are usually lower than premiums for permanent, or whole, life insurance.

Another advantage to term life is that it provides good coverage for things your family would need to pay off after your demise, such as a mortgage or student loans. Term life insurance is affordable life insurance. However, there is no cash value and you cannot pay for it upfront. Also, your coverage is only good for a specific period of time, or term, after which your premiums will likely be much higher.

At Spectrum Direct, you can get a cheap term life insurance quote online instantly, and for free. Our insurance coverage calculator will help you determine how much coverage you need in order to protect your loved ones. Once you get an idea of how much you would like to buy, you can enter it into our website and get an online cheap term life insurance quote. Or, simply call us with any questions you might have.

If you feel that permanent life insurance would better suit your needs, we offer that as well. With permanent life insurance, you have guaranteed protection for life, as long as your premiums are paid. Also, you can build cash value with the policy and borrow against it, as well as have flexible premiums, depending on your needs. affordable life insurance is within reach with Spectrum Direct.

Get a FREE Quote
Request Your Free, No-Obligation
Term Life Insurance Quote:
First Name
Last Name
By submitting this request I agree to this website's privacy policy. I also consent to receive phone calls from Spectrum Direct regarding life insurance, including my wireless number if provided. I understand these calls may be generated using an automated technology.
BBB Online Accredited Business