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Finding a Convenient Term Life Insurance Plan Begins with Choosing The Right Partner

At Spectrum Direct, we make finding termlife insurance convenient, comprehensive and quick. Choosing a term life insurance policy is a serious matter; that's why we've put so much hard work into choosing the best term life insurance partners. Our partners provide convenient term life policies that are highly rated, financially sound and competitively priced.

Finding a convenient term life insurance plan starts with picking the right partner. There are more than 1,500 life insurance companies offering termlife insurance today, yet Spectrum Direct chooses to work with only a handful of them. We limit the number of insurance companies we work with for two reasons.

First, looking for convenient term life policies is only truly convenient if your options have already been narrowed down to the best of the best. Spectrum Direct partners with 20 to 30 of the most highly respected names in life insurance. Some of these convenient term life insurance companies, like Prudential Financial, Transamerica and Chase, are companies you are probably already familiar with. Some of our other insurance partners, like Genworth Financial or AXA Equitable Life Insurance Company, may be new to you. We don't choose to partner with an insurance company just because they're famous; we choose to partner with insurance companies because they are the very best.

Just how convenient is it to acquire term life insurance through Spectrum Direct? Many of our customers are amazed to find that they are able to find and apply for their convenient term life insurance plan in about five minutes. Imagine, five minutes of effort can protect your loved ones from financial catastrophe for 10, 20 or 30 years--whatever the length of time you have chosen for your term. Because all of our insurance partners offer exceptional conversion plans, you'll be in a good position to switch over to a permanent life insurance plan in the future. Unlike term life insurance, permanent life insurance has internal cash value. While permanent life insurance premiums may be too expensive for young families concerned with buying a home or raising their children, permanent life insurance is a smart investment for older and/or wealthier couples.

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