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No Medical Term Insurance: Learn More from the Professionals at Spectrum Direct

Have you heard about no medical term insurance? By now you are probably well aware of the fact that buying life insurance typically involves a medical exam. But did you know you could get term life insurance without having a physical? For those who put off obtaining life insurance because they don't want to deal with all the hassles, there is finally a better, stress-free way to get the protection you need.

If you're interested in the world's fastest life insurance, you need a simplified issue life insurance policy. No medical term insurance policies are ideal for consumers who need $150,000 of coverage or less, are 65 years of age or younger, and want to bypass the normal paperwork and get coverage in place right away.

When you choose no medical term insurance, you can expect your premiums to be a bit higher, but for many, this is a welcome trade off for the simplicity of no physical life insurance. You can get a free online quote, learn if you qualify, and print your life insurance policy all within about 10 short minutes. What could be easier?

With your no medical term insurance policy, your rates will never increase. This means if you purchase insurance for a term of 10 years, you can expect your rate to remain the same for those 10 years. Likewise, your benefits will never decrease. The amount of benefit you purchase will be the amount your family can expect to receive, as long as the policy is in force. Don't wait any longer. Get your free quote today! Need help making a decision? Call to speak with an insurance professional at Spectrum Direct about no physical life insurance, and see which policy is right for you.

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