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Receive a quote in minutes from Spectrum Direct, your online insurance broker

Spectrum Direct is the ultimate online insurance broker. With Spectrum Direct's easy to navigate website, it's easy to buy life insurance online. In just minutes, you can receive a free life insurance quote online from Spectrum Direct. Simply fill in a short quote request form and view your term insurance quote right on your computer screen. Completing this simple internet form supplies enough information for Spectrum Direct to provide you with quotes from top insurance companies.

Spectrum Direct, in an effort to be the best online insurance broker around, provides a streamlined process for obtaining online life insurance. After you've completed the online quote request form, you can compare the policies listed in your quote. Spectrum Direct continuously monitors the life insurance market to ensure your access to top quality insurance. The results listed in your quote are the best rates available to you. Generally, there are no other companies to research because you have found the best deal on term life insurance. Read through the information provided and click "Apply Online Now" to begin the application process. You will need to provide some basic information to help Spectrum Direct begin the process of obtaining approval from the insurance company you've chosen. The online form asks for information such as your beneficiary's name, your address, and some basic medical history. When you've completed your online application, you need to click the submit button. Your forms will be mailed to you within 24 to 48 hours and a Spectrum Direct customer service representative will contact you by e-mail or telephone.

A Spectrum Direct representative will contact you and schedule an appointment for a routine physical. This medical examination is similar to an employment exam, but is typically not as detailed. The physical usually takes about 15 minutes to complete and is performed in the privacy of your home by a qualified medical professional. Spectrum Direct, your online insurance broker, pays for the examination and submits the results to the insurance company you have chosen. The insurance company reviews the results along with your medical history and decides whether or not to offer coverage. If you have paid your initial premium, your insurance is in effect as soon as you are approved.

Spectrum Direct, as your number one online insurance broker, is dedicated to making your search for online life insurance as easy and straightforward as possible. There is no easier way to buy life insurance online. Get a free instant quote online or call to speak with an experienced professional.

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