Call 1-800-438-7343
   Talk to a licensed agent:
1-800-438-7343
A Smarter Way to Buy Life Insurance
Life Insurance Basics
Online Quotes: Fact or Fiction?
Life Insurance 101
Life Insurance for the Stages of Life
Frequently Asked Questions

Life Insurance Tools
Glossary
Life Insurance Needs Calculator

Articles
Life Insurance Medical Exam Tips
Factors That Determine Insurance Rates
Top Life Insurance Myths

Archives
Additional Articles

How Does Spectrum Direct's Term Insurance Quote Process Work?

A Term Insurance Quote is the first thing you need to after you've decided that you need term life insurance. When you need term life insurance, then the application process begins with the term insurance quote. The term insurance quote displays to you the premium and price data needed in order for you to make a wise choice and know that you are getting the best price.

The Spectrum Direct website will provide a term insurance quote. You start by telling us your birthday and year, gender, state in which you live and answering a short list of simple health history questions online. On your computer, you will instantly displayed a real-time term insurance quote showing excellent, top-rated insurance companies, their term insurance quote and financial information rating for each and every insurer in term insurance quote.

A term life insurance quote is calculated by Spectrum's An advanced term insurance quote generator is owned and operated by Spectrum Direct and this is what prepares your term insurance quote.. The data and information analyzed in preparation of your term insurance quote are date of birth, gender, tobacco and nicotine product use history, height/weight tables, life insurance amount, your present health and medical condition, health history and the time period of the term insurance quote.

Some customers want to know why the word "term" is used when discussing a term insurance quote. A term insurance quote is for life insurance a period of time; most often 10, 15, 20, 25 and 30 years.. Spectrum Direct provides a term insurance quote online in seconds. Because of the complexity of whole life, variable life and universal life, (as opposed to a term insurance quote) these quotes are provided by calling our offices free of charge.

Get a FREE Quote
Request Your Free, No-Obligation
Term Life Insurance Quote:
Coverage
State
Gender
Birthday
Nicotine
First Name
Last Name
Phone
Email
By submitting this request I agree to this website's privacy policy. I also consent to receive phone calls from Spectrum Direct regarding life insurance, including my wireless number if provided. I understand these calls may be generated using an automated technology.
BBB Online Accredited Business