Call 1-800-438-7343
   Talk to a licensed agent:
A Smarter Way to Buy Life Insurance
Life Insurance Basics
Online Quotes: Fact or Fiction?
Life Insurance 101
Life Insurance for the Stages of Life
Frequently Asked Questions

Life Insurance Tools
Life Insurance Needs Calculator

Life Insurance Medical Exam Tips
Factors That Determine Insurance Rates
Top Life Insurance Myths

Additional Articles

Receive a Universal Life Insurance Quote from Spectrum Direct: Find the Best Rates Available

A universal life insurance quote is the easy way to get your best rate on this type of permanent policy. Since the early 1980s, universal life has been helping people meet their financial goals while allowing them more control over their coverage. With universal life, you are not locked into one rate or one coverage amount. Even premium payments are adjustable.

Universal life may be the answer to your insurance needs. Spectrum Direct, a leading provider of cheap life insurance quotes, can give you information about this type of policy. We offer a quick way to get life insurance quotes that will allow you to compare and save money. Knowing the facts about universal life insurance quotes will make it easy to decide if this insurance is right for you.

With universal life insurance, the account accrues interest at a variable rate, and the policy holder can use the cash value in the account to take out a loan or cash out. Withdrawals reduce the cash value and death benefit, and many insurers limit the amount of money that can be taken out or how many withdrawals may be made. Expenses incurred by the insurer are deducted from the account.

Universal life was designed to allow you to adjust coverage to meet changing goals and needs. A universal life insurance quote from Spectrum Direct will tell you the best rates available on this insurance, and what kind of coverage you can get. Cheap life insurance quotes are our specialty, and we search the market continuously to find the best companies who offer both permanent and term policies.

A cheap life insurance quote from Spectrum Direct narrows down your choices to the offers that fit your needs. Contact us for your universal life insurance quote. We will provide you with the resources you need to get good coverage at an affordable price.

Get a FREE Quote
Request Your Free, No-Obligation
Term Life Insurance Quote:
First Name
Last Name
By submitting this request I agree to this website's privacy policy. I also consent to receive phone calls from Spectrum Direct regarding life insurance, including my wireless number if provided. I understand these calls may be generated using an automated technology.
BBB Online Accredited Business