Call 1-800-438-7343
   Talk to a licensed agent:
1-800-438-7343
A Smarter Way to Buy Life Insurance
Life Insurance Basics
Online Quotes: Fact or Fiction?
Life Insurance 101
Life Insurance for the Stages of Life
Frequently Asked Questions

Life Insurance Tools
Glossary
Life Insurance Needs Calculator

Articles
Life Insurance Medical Exam Tips
Factors That Determine Insurance Rates
Top Life Insurance Myths

Archives
Additional Articles

Glosary of Life Insurance Terms

a - b - c - d - e - f - g - h - i - j - k - l - m - n - o - p - q - r - s - t - u - v - w - x - y - z -
H
HR-10 Plan
See Keogh Act Plan.
Home Office Life Underwriters Association
An organization offering a course of study for home office Life Underwriters.
Home Service Industrial Insurance
See Industrial Life Insurance.
Home Service Life Insurance
See Industrial Life Insurance.
Home Service Ordinary
A monthly premium policy of Ordinary Life Insurance, not Industrial, with the premiums collected according to the debit system.
Human Life Value
A method of determining Life Insurance needs by considering a person's income, expenses, remaining years of earning capacity, and depreciation in the value of the dollar over time.

top of page

Get a FREE Quote
Request Your Free, No-Obligation
Term Life Insurance Quote:
Coverage
State
Gender
Birthday
Nicotine
First Name
Last Name
Phone
Email
By submitting this request I agree to this website's privacy policy. I also consent to receive phone calls from Spectrum Direct regarding life insurance, including my wireless number if provided. I understand these calls may be generated using an automated technology.
BBB Online Accredited Business