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H

HR-10 Plan
See Keogh Act Plan.
Home Office Life Underwriters Association
An organization offering a course of study for home office Life Underwriters.
Home Service Industrial Insurance
See Industrial Life Insurance.
Home Service Life Insurance
See Industrial Life Insurance.
Home Service Ordinary
A monthly premium policy of Ordinary Life Insurance, not Industrial, with the premiums collected according to the debit system.
Human Life Value
A method of determining Life Insurance needs by considering a person's income, expenses, remaining years of earning capacity, and depreciation in the value of the dollar over time.

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