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Glosary of Life Insurance Terms

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J
Joint and Survivorship Annuity
An annuity which is payable to the named annuitants during the period of their joint lives which will continue to the survivor when the first annuitant dies.
Joint Insurance
Insurance written on two or more persons with benefits usually payable only at the first death.
Joint Life and Survivorship Annuity
A contract which provides income to two or more people and continues in force as long as any one of them survives.
Joint Life Annuity
This policy pays a benefit which continues throughout the joint lifetime of two people but terminates at the first death.
Joint Life Insurance
See Joint Insurance.
Jumping Juvenile
A popular name for a Life Insurance contract written on the life of a child, usually in units of $1,000. When the child reaches a prescribed age, generally 21, the face of the policy is increased automatically without the imposition of either an additional premium charge or a medical examination. Hence the term "jumping" juvenile.
Juvenile Insurance
Life insurance written on a child.

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