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Y
YRT
See Yearly Renewable Term.
Yearly (or Annual) Renewable Term (YRT)
(1) Term Life Insurance that may be renewed annually without evidence of insurability until some stated age.
(2) A form of Life, and sometimes Health, Reinsurance in which the reinsurer assumes only the mortality risk, which is usually calculated as the face amount of reinsurance minus the terminal reserve.
Years Certain Annuity
See Annuity Certain.
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