Call 1-800-438-7343
   Talk to a licensed agent:
1-800-438-7343
A Smarter Way to Buy Life Insurance
Life Insurance Basics
Online Quotes: Fact or Fiction?
Life Insurance 101
Life Insurance for the Stages of Life
Frequently Asked Questions

Life Insurance Tools
Glossary
Life Insurance Needs Calculator

Articles
Life Insurance Medical Exam Tips
Factors That Determine Insurance Rates
Top Life Insurance Myths

Archives
Additional Articles

Glosary of Life Insurance Terms

a - b - c - d - e - f - g - h - i - j - k - l - m - n - o - p - q - r - s - t - u - v - w - x - y - z -
Y
YRT
See Yearly Renewable Term.
Yearly (or Annual) Renewable Term (YRT)
(1) Term Life Insurance that may be renewed annually without evidence of insurability until some stated age.
(2) A form of Life, and sometimes Health, Reinsurance in which the reinsurer assumes only the mortality risk, which is usually calculated as the face amount of reinsurance minus the terminal reserve.
Years Certain Annuity
See Annuity Certain.

top of page

Get a FREE Quote
Request Your Free, No-Obligation
Term Life Insurance Quote:
Coverage
State
Gender
Birthday
Nicotine
First Name
Last Name
Phone
Email
By submitting this request I agree to this website's privacy policy. I also consent to receive phone calls from Spectrum Direct regarding life insurance, including my wireless number if provided. I understand these calls may be generated using an automated technology.
BBB Online Accredited Business