Why Choose Spectrum Direct?

Experience You Can Trust

At Spectrum Direct, our goal is to provide access to accurate term life insurance rates simple and easy and without the hassle. We represent several highly rated insurance companies that will provide you with a wide range of options to meet your specific needs.

Each month our friendly, knowledgeable and professional staff assists thousands of people seeking quality life insurance from highly rated insurance companies they can trust, by offering free, no obligation accurate life insurance quotes that are competitively priced; and our process makes applying easy.

Our team of licensed term life insurance specialists asking the right questions will provide the information you need to make an intelligent and informed decision to help protect those you love while offering the personal service you deserve. Our goal is to answer your questions and help you find term life insurance coverage at a price that works with your budget. We'll take care of all the details of the life insurance application process and even arrange for the medical exam — all at no cost to you!

No-Risk Guarantee!^*

Depending on your state of residence, you can return your policy up to 30 days after you receive it for a full 100% no questions asked refund of any premiums paid.

The bottom line is Spectrum Direct will provide you with excellent service with no hassles and no pressure. Your application can be started over the phone, we handle all of the details.

Click here to request a free term life insurance quote now.

^*Terms and Conditions of guarantees are available upon request.