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Accidental Death Life Insurance
Although you can't plan on unexpected accidents, you can prepare by providing accidental death coverage for your family. In the event of your death or disability due to a covered accident, this affordable insurance plan can help offset the financial burdens your family may face during what would be an incredibly difficult time.

Accidental Death Benefit life insurance can be a good fit for:
- Those with major medical issues that disqualify them from getting regular term life insurance.
- Those paying a high premium for regular term life insurance due to substantial medical issues.
- Those with regular term life insurance looking for additional coverage for accidental death.
Acceptance for accidental death and dismemberment insurance is guaranteed for ages 18-80. And when you apply, you will not have to answer any medical questions or take a health exam. Also, provided you pay your premiums when due, you can keep this coverage for as long as the policy provides. That will vary by company.
- One American dies every 5 minutes as the result of an accident
- Accidents are the fifth leading cause of death in the United States
- One death occurs every 11 minutes as the result of a motor vehicle accident
- Accidents claim the lives of 13 Americans every hour, every day of the year
The licensed agents at Spectrum Direct are specially trained to help you with accidental death life insurance. They can answer all of your questions, provide a free quote comparison from highly rated companies, and get you covered quickly.
Ready to get started? Call Spectrum Direct toll-free at 1-800-438-7343.
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